Affordable Health Dental Vision in California | Affordable Health, Dental and Vision Insurance

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About Us

Healthdentalvision.com is an insurance marketplace dedicated to the California market. Our focus is: Health insurance, dental, vision, long term care, Medicare, 401k’s and Life Insurance. Our client demographic is individuals, sole proprietors, and small businesses from 2-50 employee’s. Our brick and mortar building is Valley Financial Group, located in Exeter California near the base of the Sierra Nevada mountain range and hailed as “Orange Capital of the World”. Our Experience Our combined experience of 16 years positions us to help the California consumer or employer in an ever changing environment. Michael Young is an independent insurance broker aligned with the best insurance products offered by carriers in California. Garrett German is a financial adviser with expertise in 401k plans, Deferred Compensation Plans, and alternative investment strategies. Our Mission 2014 will be challenging as small businesses and individuals cope with new requirements mandated under the Affordable Care Act. Many small groups will have less options and healthier groups will no longer get preferred rates. Health Care Reform is here to stay for the next few years and we can assist you with the best strategy. Whether that may be self-funding or offering a supplemental program, we have relationships with the best carriers and products in California and look forward to serving you....
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"Affordable Health Insurance in California"

Compare the best plans that California has to offer

Our Company

Healthdentalvision.com is an insurance marketplace dedicated to the California market. Our focus is: Health insurance, dental, vision, long term care, Medicare, 401k’s and Life Insurance. Our client demographic is individuals, sole proprietors, and small businesses from 2-50 employee’s.

Our Experience

As we get closer to 2014 we are getting certified in Health Care Reform so we can navigate California consumers in purchasing insurance through the State’s exchange. We believe Health Care Reform does nothing to address the rising medical costs so we will continue to provide money saving tips to our clients and creative ways to reduce medical premiums.

Our Mission

Multiple Plans & Carriers to choose from

The Most Affordable Maternity Plans in California The days of choosing from a variety of Maternity Plans in California is fading much faster with the introduction of Health Care Reform. Anthem Blue Cross and Blue Shield of California had competitive plans up until 2010. So what happened? Health Care Reform forced the insurance carriers to accept children with health conditions as of September 2010. Some children have drug costs exceeding $1,000 a month and their premiums are $200 per month. Many adults are being declined with only a few...

Q: What is the best PPO Maternity Plan in California? Drum roll Please…………….. A: PacifiCare/UnitedHealthcare I have reviewed the few plans left in the California market and Pacificare has the best PPO plan. It used to be that Anthem Blue Cross and Blue Shield had competitive plans but now they compete for the highest deductible! Many agents are still promoting Cross and Shield but should be presenting PacifiCare. Their most popular plans are the 70-50/1000 and the 70-50/1500. Both plans have a lower out-of-pocket than other plans available. The...

Sometimes the unexpected happens and you are not prepared with a health insurance policy. The average pregnancy costs $10,000 and a C-section increases that amount to $17,000. Step 1. California has a program called AIM (Access for Infants and Mothers) which is available in all but 8 counties. You must income qualify and depending on a scale your share of cost is determined. On average the cost is around $500 for an entire pregnancy.If you do not qualify with your income and have access to group insurance via an...